Location Statute of Limitations Collection Agency Bond and License General Garnishment Exemption
  Open Account Years Contract in Writing Years Domestic Judgements Years Foreign Judgements Years Bond License Fee **
IOWA 5 10 20 20 No If collns. exceed $25,000, must notify state and pay $10 fee   See fed. law. For consumer cred. transactions, 75% of disposable earnings for wk. or 30 x fed. min. hourly wage, whichever is greater. Consumer may apply to court for greater exemption.

 

STATES HAVING COMMUNITY PROPERTY LAWS
Arizona California  Idaho  Louisiana  Wisconsin
Nevada  New Mexico  Texas  Washington

** Federal law exempts from garnishment 75% of Open Contracts Domestic Foreign disposable earnings per work wk. or an amount equal Accounts in Writing Judgments Judgments to 30 x fed. min. hourly wage, whichever is greater.

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