Location Statute of Limitations Collection Agency Bond and License General Garnishment Exemption
  Open Account Years Contract in Writing Years Domestic Judgements Years Foreign Judgements Years Bond License Fee **
NEW JERSEY 6 6 20 20 or period in foreign state if less $5,000 Surety only Cert. of Authority $25 filing fee Min. $48 per wk. 90% if earnings are $7,500/yr. or less, court may reduce exemption if earnings are greater. Subject to changes under cost of living index.

 

STATES HAVING COMMUNITY PROPERTY LAWS
Arizona California  Idaho  Louisiana  Wisconsin
Nevada  New Mexico  Texas  Washington

** Federal law exempts from garnishment 75% of Open Contracts Domestic Foreign disposable earnings per work wk. or an amount equal Accounts in Writing Judgments Judgments to 30 x fed. min. hourly wage, whichever is greater.

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