Location Statute of Limitations Collection Agency Bond and License General Garnishment Exemption
  Open Account Years Contract in Writing Years Domestic Judgements Years Foreign Judgements Years Bond License Fee **
NEW JERSEY 6 6 20 20 or period in foreign state if less $5,000 Surety only Cert. of Authority $25 filing fee Min. $48 per wk. 90% if earnings are $7,500/yr. or less, court may reduce exemption if earnings are greater. Subject to changes under cost of living index.


Arizona California  Idaho  Louisiana  Wisconsin
Nevada  New Mexico  Texas  Washington

** Federal law exempts from garnishment 75% of Open Contracts Domestic Foreign disposable earnings per work wk. or an amount equal Accounts in Writing Judgments Judgments to 30 x fed. min. hourly wage, whichever is greater.

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