|Location||Statute of Limitations||Collection Agency Bond and License||General Garnishment Exemption|
|Open Account Years||Contract in Writing Years||Domestic Judgements Years||Foreign Judgements Years||Bond||License||Fee||**|
|NEW YORK||6||6||20||20||NYC:No Buffalo: $5,000||Yes Yes||$75 Determined by admin.||90% of earnings for services within 60 days before income execution and any time after. Court may reduce as relates to federal garnishment exemptions.|
STATES HAVING COMMUNITY PROPERTY LAWS
Arizona California Idaho Louisiana Wisconsin
Nevada New Mexico Texas Washington
** Federal law exempts from garnishment 75% of Open Contracts Domestic Foreign disposable earnings per work wk. or an amount equal Accounts in Writing Judgments Judgments to 30 x fed. min. hourly wage, whichever is greater.