Location Statute of Limitations Collection Agency Bond and License General Garnishment Exemption
  Open Account Years Contract in Writing Years Domestic Judgements Years Foreign Judgements Years Bond License Fee **
NEW YORK 6 6 20 20 NYC:No Buffalo: $5,000 Yes Yes $75 Determined by admin. 90% of earnings for services within 60 days before income execution and any time after. Court may reduce as relates to federal garnishment exemptions.


Arizona California  Idaho  Louisiana  Wisconsin
Nevada  New Mexico  Texas  Washington

** Federal law exempts from garnishment 75% of Open Contracts Domestic Foreign disposable earnings per work wk. or an amount equal Accounts in Writing Judgments Judgments to 30 x fed. min. hourly wage, whichever is greater.

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